Wealth

By Bill Knight / July 7, 2017

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Everybody wants to be rich. But it can be very difficult to achieve this desire. Wealth does not happen with the click of the figures. It has to be worked for. Working is the only way to achieve the goal to become rich. To do this, we all need assistance from the energies that are around us. This is where feng shui wealth can help you.

Feng shui wealth is an approach. It is an approach that will help people to become wealthy very easily. It will also increase the money a person may have and it will also reduce the outflow of it very quickly too.

In this article, we will have a look at 5 feng shui tips to build wealth from a well-known Feng Shui Master in Singapore, Master Sanna. We are sure that you will … Read More

Personal Finances

By Bill Knight / April 15, 2017

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If you are looking at getting a health insurance and are overwhelmed by the thought of it, please know that it is not as hard as you think it is. In this article, we will have a look at a few Tips to choose health insurance. We hope these tips will assist you as you begin your search for a good health insurance plan.

1. Never Wait Until The Last Minute.

Health insurance is an important thing to get. Yet, so many people fall into the trap of leaving important things until the last minute. Doing things in advance will give you plenty of time to do other things later. There will also be less stress. Searching for a good health insurance plan as early as you can will help you to:
Do some thorough research and send an application … Read More

Wealth

By Bill Knight / November 10, 2016

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Value investing is the secret to long-term growth. The ones who can learn about it will be more adept at handling the fluctuations of the market than those who cannot pick up this skill. The basic characteristic of investing is that it involves buying securities ? the shares of which seem under-priced by basic analysis. In fact, the essence of investing may be said to be purchasing stocks at a value that is lesser than their intrinsic value.

When it comes to value investing, there are certain basic tips that one can follow. The first is to look at the price or value of the entire company, and not just the current share price. Market capitalization is the cost of buying the whole company, and the market capitalization test will tell you if you are paying extra for a stock. … Read More

Personal Finances

By Bill Knight / October 19, 2016

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Often times, the family budget is a source of conflict. Most of the time, the major earner makes the final financial decision, which isn’t always a welcome deal for the rest. Since money is such an intrinsic part of family life, families need to achieve accord in this aspect. There is a four-step cycle in budgeting the family money to maintain peace and harmony.

1. Set your priorities.

Priorities are different from goals. They are aspects in your family’s life that you, as a family, want to set focus on, say health or children’s future. While goals are specific targets that support priorities.

In setting priorities, do not set too many as it defeats the purpose. Ideally, there should only be one, but because life is not ideal, 2 to 3 are reasonable.

As the priorities are set and agreed … Read More

Personal Finances

By Bill Knight / August 26, 2016

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The plan of financial planning and amp is to analyze your current financial status and make suggestions and recommendations that will help you secure your long-term financial future. Many leading financial advisors recognize that to be successful, they need to understand a client aims and objectives comprehensively. Once they’ve set a clear idea of what the client wishes to achieve they can then begin to identify the best financial resolution for their client.

Financial planning is an ongoing process. Because a customer’s personal circumstances will change, the financial plan needs to be changed accordingly. Clients get married, (or divorced), have new children, experience changes in health, change jobs, etc. All of these changes may require updates to the financial plan so that the client stays on track to meet his goals.

High salaries, fast lifestyle and latest gadgets are normal … Read More

Lifestyle

By Bill Knight / August 15, 2016

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Weddings are expensive. The average wedding now costs over $25,000, and it can be argued that weddings are for the guests. The bride and groom hardly have time to enjoy themselves. There are numerous ways to minimize the expense of a wedding without detracting from the enjoyment. The keys are to think outside the box and prioritize.

Cut your wedding expenses and save money: 

1. Book a venue that will allow you to choose your own vendors. Many venues require that you use their catering, bartender, and DJ. When you’re limited to a single option, that option is never the least expensive. You probably know a bartender and a weekend-warrior DJ that could provide their services much more cheaply than those offered by the venue.
2. Your priorities might be good food and music. Another couple might prefer a fancy reception location

Wealth

By Bill Knight / August 7, 2016

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Refinancing your mortgage can be a smart move if the benefits you’ll receive outweigh the drawbacks. Obtaining a mortgage with a lower interest rate or lower monthly payments can be very attractive and can even save you thousands of dollars over the course of the loan. On the other hand, there are fees involved in the switch.

What is Refinancing?

To get a clear picture of the benefits available to you, it’s helpful to know the process involved in refinancing your mortgage. Refinancing your mortgage consists of paying off the loan you currently have and taking out a new mortgage loan. Your current loan gets paid off in the refinance when you close on the new loan.

However, it’s generally easier to obtain refinancing than it is to acquire a mortgage loan in the first place. Depending on the amount … Read More

Lifestyle

By Bill Knight / August 7, 2016

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Do you have pests issue at home?

It can be an issue to your kids and family especially affecting their health. It might be costly as well to engage a pest control to help you get rid of the pest.

It can be very hard to deal with pests. Then, when you think about the problem, you may have no idea where to start. You will find out what you need to do from this article. Peruse the following paragraphs to find out how to get rid of the pests without the need to engaging pest control and saving your money.

Use steel wool to plug in openings where rodents can enter. The steel wool makes it nearly impossible for rodents to chew through. If you have any half-inch openings or larger in your home, you should stuff them with … Read More

Wealth

By Bill Knight / June 18, 2016

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Working the standard 9-5 job may get the bills paid, but it rarely provides the financial cushion that we wish it did. Luckily, there are ways to boost your income.

Boosting Your Income

1. Ask for a raise. Sometimes the simplest solution is the best one. If you have a good record and show that you’re willing to work hard, most bosses will consider the idea of giving you a raise. Rather than make things more complicated than they need be, why not start with your primary source of income and see if they can throw a few extra bucks your way?
2. Find a bank with better interest rates. This won’t provide immediate relief, but it will add a little to your balance every month. If you’re saving for the long haul, this can have quite an impact. Online banks like

Personal Finances

By Bill Knight / June 17, 2016

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Along with saving for your short term goals and tucking some money aside for a rainy day, it’s also important to implement long term savings.

Long term savings are typically used for funding your retirement or your children’s college expenses. Establishing a plan for long term savings can seem like a daunting task at first, but it’s one that you can accomplish if you put your mind to it. The great news is that, with long term savings, you can benefit drastically from the interest build-up.

Just as with short term saving, there are important things to consider in your long term savings plans. For example, the longer you have for saving up, the less money you need to allocate each month toward your goal.

The Power of Compound Interest

Let’s look at an example of the effect of interest … Read More